×

GET A QUOTE

Need a Bond or Guarantee?

Select the product you require to visit the relevant specialist page and proposal form. If your requirement is unusual or you are unsure which route applies, email the details directly to the SB&G team.

Email Your Requirement
Skip to main content

About

Specialist UK Surety Expertise
Surety Bonds & Guarantees (SB&G) is a specialist team focused on contractual bonds, guarantees and warranty solutions for contractors, developers, businesses and insurance brokers across the UK.
Who We Are

A Specialist Surety Team, Not a General Insurance Desk

Surety is a specialist market. The financial position of the applicant, the contractual obligation, bond wording, existing workload, company structure and proposed security can all affect whether a requirement can be supported.

SB&G focuses on bonds, guarantees and warranty-related solutions. That specialist approach allows us to understand the requirement before deciding which surety markets are appropriate to approach.

We work with straightforward requirements as well as more complex cases involving unusual structures, SPVs, joint ventures, bespoke wording, growing contractors and applications that may have been declined elsewhere.

Surety Bonds & Guarantees

SB&G is a trading style of Guarantees and Bonds Limited.

Guarantees and Bonds Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 546285

Our role is to help clients understand the requirement, prepare the information needed for underwriting and approach suitable markets for consideration.

Why Specialist Experience Matters

More Than Simply Obtaining a Price

Two apparently similar bond requirements can produce very different underwriting outcomes. Understanding the applicant, contract and market appetite before submission can make a significant difference.

Specialist Market Access

We work across a broad panel of specialist surety markets, allowing requirements to be considered against different underwriting appetites rather than relying on a single route.

Underwriting Understanding

Financial strength, contract size, workload, wording, indemnity and company structure can all affect a decision. We consider these issues before approaching the market.

Complex Cases Considered

New companies, SPVs, JVs, difficult financial positions and previously declined applications may require a more considered presentation and alternative market approach.

What We Do

Supporting Individual Bonds, Repeat Requirements and Complex Placements

SB&G assists contractors, subcontractors, developers, housebuilders and businesses with contractual bond and guarantee requirements across construction and commercial projects.

For clients requiring bonds regularly, we can also consider whether an ongoing surety facility may provide a more efficient approach to future requirements.

Our role is not to force every case into the same underwriting route. Different markets have different appetites, and the appropriate solution depends on the circumstances of the applicant and the obligation being guaranteed.

Our team regularly assists with:
✓
Performance Bonds
✓
Advance Payment Bonds
✓
Section, Road and Sewer Bonds
✓
Retention Bonds
✓
Materials Bonds
✓
Insurance Backed Guarantees
✓
Surety Facilities
✓
Bespoke and non-standard requirements
Our Approach

Understand the Requirement. Present the Case. Approach the Right Market.

Good surety placement starts with understanding both the contractual obligation and the business behind it. Our approach is designed to make the underwriting process clearer and more focused.
Step 01
Understand

We review the bond requirement, applicant, contract, wording and relevant financial information.

Step 02
Structure

We identify the key underwriting issues and prepare the requirement for appropriate surety markets.

Step 03
Place

We approach suitable markets and work through underwriting, security and wording requirements toward an acceptable solution.

Experience & Trust

Practical Experience Across the Surety Market

20+ Surety markets available across our wider placement network
60 Verified Google reviews currently reflected in our business profile
Specialist Focus on bonds, guarantees, warranties and related surety solutions
Read Recent Reviews View Case Studies Explore The Hub
Insurance Brokers

Wholesale Surety Support

We also work with insurance brokers who require specialist surety support, technical assistance and access to additional markets for their clients.

Broker & Wholesale Support
GET A QUOTE

GET A QUOTE

Need a Bond or Guarantee?

Select the product you require to visit the relevant specialist page and proposal form. If your requirement is unusual or you are unsure which route applies, email the details directly to the SB&G team.

Email Your Requirement