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What is an Insurance Backed Guarantee (IBG)

An Insurance Backed Guarantee (IBG) is a guarantee issued by an Insurer that will honour the terms of a warranty originally issued by the contractor. This gives the customer peace of mind that in the event the works they have undertaken are defective and the contractor ceases to trade; then the Insurer will honour any bona-fide claim for the remainder of the original guarantee.

Many Contractors will offer guarantees on their work, but what would happen to their customers, should a business have to close? No one likes to think about closing a business, we all wish them to thrive and grow, but in these ever-changing times and economic climate, there is such uncertainty.

As well as providing peace of mind to your customers an Insurance Backed Guarantee demonstrates your confidence in the quality of workmanship and materials provided differentiating you from your competitors.

A sample of the types of works that can be insured under Insurance Backed Guarantees are:

  • Residential Refurbishment
  • Commercial Refurbishment
  • Roofing
  • Loft conversions
  • Concrete repairs
  • Solar panels
  • Car parks
  • Flooring
  • Commercial Glazing

This list is not exhaustive and by obtaining an insurance backed guarantee for the works, it provides the building owner and funders with vital protection and security, and differentiates contractors from their competitors who do not offer this type of guarantee.

Our exclusive scheme will enable Contractors to provide up to a 10-year Insurance Backed Guarantee to their customers, should any faults arise.

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